Acceptance of terms
By using this website, you agree to these terms and applicable laws. If you do not agree, please discontinue use.
Terms of Use
Permitted use
You may browse, read, and contact us for lawful purposes. You must not attempt unauthorized access, disrupt services, or submit misleading information.
Intellectual property
Website content, branding, and design are owned or licensed by Luxuryinsured Ltd and protected by applicable intellectual property laws.
Content and advertising standards
Website content is informational and not intended as medical advice. We do not present guaranteed outcomes or language that could mislead users about expected results.
Limitation of liability
To the extent allowed by law, the owner is not liable for indirect losses arising from website access interruptions, third-party services, or user misuse.
Consumer law statement
Nothing in these terms excludes rights that cannot be excluded under New Zealand law, including relevant protections under the Consumer Guarantees Act 1993 and Fair Trading Act 1986 where applicable.
Governing law and jurisdiction
These terms are governed by the laws of New Zealand. Disputes are handled through the appropriate New Zealand legal channels unless mandatory rights require otherwise.